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Discover® MilesMiles by Discover® Card Card Miles by Discover® Card
Let your everyday purchases take you where you want to go with The Miles Card from Discover® Card – Now with NO Annual Fee! This is an offer you won’t want to pass up! Apply now and Discover will get you started by giving you 5000 Bonus Miles after your first purchase*. And with rewards starting as low as 2500 Miles, you’ve got nothing to lose! Take a trip to an exotic destination, enjoy a relaxing weekend at a luxurious resort, get gift cards from your favorite places to shop. You can use your Miles for everything from airline tickets to cash. It’s up to you! It's easy to redeem your Miles online or by phone. Plus, enjoy a 0% Introductory APR*, $0 Fraud liability guarantee, online account access and bill payment, and superior 24-hour Cardmember service. Start Saving Today – APPLY NOW! It's fast, easy and secure.

CASH ADVANCE TRANSACTION FEE: 3% for each cash advance, with a minimum of $5 and no maximum. LATE FEES: $15 on balances up to $100; $25 on balances of $100 up to $1000; $35 on balances of $1000 and greater. OVERLIMIT FEE: $15 on balances $1000 or less; $35 on balances greater than $1000.

**DEFAULT RATE: If you are late making a payment, any introductory/special rates terminate and the standard purchase APR will apply to purchases and balance transfers. If you fail twice to make a required payment or if you exceed your Account credit limit twice, your purchase APR will be 19.99%. (For billing periods beginning after 3/1/04, your cash advance APR will also be 19.99%). If you fail 3 times to make a required payment or if you exceed your Account credit limit 3 times, your purchase APR and cash advance APR will be 24.99%. See Cardmember Agreement for details.

The Prime Rate is the highest rate of interest listed as the "prime rate" in the money rates section of The Wall Street Journal on the last business day of the month.

MILES PROGRAM FEATURES AND BENEFITS: You earn one Mile per dollar of net purchases made (purchases less returns, credits and adjustments), subject to a maximum award of 60000 Miles per Account each year.  Reduced airfare rewards starting at 10000 Miles for $100 credit.  Certain air travel rewards are subject to maximum values ("MV"), including: round trip airline ticket within 48 contiguous United States 25000 Miles/$500 MV; round trip international airlines ticket to Canada, Caribbean, Mexico 30000 Miles/$650 MV.  Cash redemptions will be in the form of a credit to your Miles Card Account.  Maximum values include all taxes and destination fees.  Air travel reservations and ticketing require Saturday night stay and twenty-one days' advance notice.  Other redemption offers are subject to restrictions which will be disclosed in the offer.  Miles expire if you do not make at least one transaction every thirty-six months.  Miles cannot be redeemed if your Account is closed, or if you are in default on your Account.  More detailed Miles Program Terms and Conditions will be sent upon enrollment.  We may change or terminate the Miles Program at any time.  The Cashback Bonus® Program and the Gold Rewards Program are not features of the Miles Card.

TERMS OF UP TO 5000 BONUS MILES OFFER: This Bonus Miles offer is in addition to the Standard Miles earned on purchases.  Earn 1000 Bonus Miles when you make your first transaction.  Earn 1 Bonus Mile for every $1 on your first balance transfer (up to 4000 Miles). Please allow 6-8 weeks for Bonus Miles to be added to your purchases.  If, as of the date we determine whether you meet the terms of this offer, your Account is closed or delinquent, you will not receive Bonus Miles.  Restrictions apply.  See Miles Program Terms and Conditions for additional information.