PLEASE WAIT ....
VisaŽ Platinum issued by Bank of America, N.A. (USA)


 

 

 

  • APR (Purchases): Intro Rate - 0% for first six billing cycles. Goto rate is a variable risk based rate between Prime + 3.99% and P + 12.99%
  • APR (Balance Transfers): Intro Rate - 0% for first six billing cycles. Goto rate is a variable risk based rate between Prime + 3.99% and P + 12.99%
  • Balance Transfer Fee: None when Balance Transfer is requested at time of application; thereafter, 3% of each advance (min. $10)
  • Annual Fee: None
  • Additional Cardholders: No Fee
  • Grace Period: 20 Days (Min.)
  • Late Payment Fee: Based on Account balance on the fee assessment date - $15 for balances less than or equal to $100, $29 for balances $100.01 to $250, $39 for balances greater than $250.
  • Over Credit Limit Fee: Based on the highest Account balance during the Billing Cycle - $15 for balances less than or equal to $500, $29 for balances $500.01 to $1000, $39 for balances greater than $1000.
  • APR for Cash Advances: P + 15.99% Variable
  • Cash Advance Fee: 3%, $10 minimum

  • Benefits
  • Online Banking service
  • Welcome anywhere Visa credit cards are accepted
  • Convenience checks at no extra charge
  • Additional cards at no extra charge
  • Bilingual (English/Spanish), Braille and large-print credit card statements available upon request
  • Zero liability from unauthorized card use if you notify us promptly
  • Travel and emergency assistance
  • Automatic auto rental insurance
  • Purchase Replacement, which provides for repair or replacement for covered purchases that are stolen, damaged or lost at a known location, within 90 days of the date of purchase
  • Purchase Guard, which will double the manufacturer's original United States (U.S.) warranty period for covered purchases with a warranty duration of 1 year or less
  • Total Security Protection™, our free package of security features