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VisaŽ Platinum issued by Bank of America, N.A. (USA)
Bank of America Platinum
APR (Purchases): Intro Rate - 0% for six billing cycles. Goto rate is a variable
risk based rate between Prime + 3.99% and P + 12.99%
APR (Balance Transfers): Intro Rate - 0% for six billing cycles. Goto rate is a
variable risk based rate between Prime + 3.99% and P + 12.99%
APR (Cash Advances): 21.99% Variable
Finance Configuration: Average Daily Balance (including new purchases)*
Annual Fee: None
Additional Cardholders: $0
Grace Period: 20 Days (Min.)
Minimum Credit Limit: $500
Maximum Credit Limit: N/A
Late Payment Fee: $19 on balances up to $100; $29 on balances of $100 up
to $1000; and $39 on balances over $1,000
Over-The-Limit Fee: $35
Cash Advance Fee: 3%, $10 minimum
Balance Transfer Fee: None
Benefits
- Online Banking service
- Welcome anywhere Visa credit cards are accepted
- Convenience checks at no extra charge
- Additional cards at no extra charge
- Bilingual (English/Spanish), Braille and large-print credit card
statements available upon request
- Zero liability from unauthorized card use if you notify us promptly
- Travel and emergency assistance
- Automatic auto rental insurance
- Purchase Replacement, which provides for repair or replacement for
covered purchases that are stolen, damaged or lost at a known location,
within 90 days of the date of purchase
- Purchase Guard, which will double the manufacturer's original United
States (U.S.) warranty period for covered purchases with a warranty duration
of 1 year or less
- Total Security Protection™, our free package of security features